Watch out, There’s Cashback Fraud. Here’s the Mode and How to Avoid it

Watch out, There’s Cashback Fraud. Here’s the Mode and How to Avoid it

Watch out, There’s Cashback Fraud. Here’s the Mode and How to Avoid it

Mountain, Travelling, Tracking

Cashback promos or cashback is becoming the belle of online shopping enthusiasts. Even digital wallet users. But what happens if this promo is misused, instead it becomes a mode of fraud that harms e-commerce parties or consumers.

Who doesn’t like seeing cashback promos? Even though there is a minimum cashback or minimum transaction requirements, it’s still being hunted. Save more when you have cashback.

No wonder, e-commerce, and digital wallet companies are willing to ‘burn money’ in large numbers to provide cashback promos. Especially if the goal is not to increase transactions, make loyal users more loyal, and hook new users.

This cashback promo that is on the rise is not only making users happy, but also unscrupulous perpetrators or criminals. Cashback fraud cases are rife. Already “eating victims” two e-commerce giants, Tokopedia and Bukalapak. The mode used is similar.

Cashback Fraud Case and Mode

. Here are the cases of cashback fraud that are making you restless:

1. Account Mode and Fictitious Order

Occurring in the area of ‚Äč‚ÄčEast Java, there were four people involved in cashback fraud. Now the suspect has been named by the police. They conspire as sellers and buyers to use their own accounts to make money from cashback promos. The mode:

Suspect 1 is the owner of the Tokopedia account named Mr. Crab. Acting as a seller. He has collided with 3 other suspects who acted as buyers
The 3 suspects purchased an Indomaret voucher with a nominal value of Rp1 million. Then sold to Mr Crab’s account for Rp1,010,000
These 3 people pocket cashback profit of 10% of the value of the voucher or Rp 100,000. While the owner of the Mr. Crab account gets a profit of IDR 10,000
After the 3 suspects get cashback, the owner of Mr. Crab’s account returns the purchase money to the accounts of these 3 suspects.
It’s cheating, once in action this plot can reap a profit of around Rp. 300 thousand. Imagine if every day doing more than one transaction and lasted a long time, how much loss is borne by e-commerce parties.

Cashback fraud that makes Bukalapak boncos is also almost the same. The culprit is three people. Perform fake transactions using cashback on the unicorn.

The mode:

3 people or this suspect conniving. His role as a seller and buyer in the Bukalapak application
Create your own account at Bukalapak, then shop online and make payment transactions
Once you get cashback, by the suspect who is the buyer is used to buy goods again in the same seller’s account
Over time, the suspect acting as the seller has already pocketed more than Rp70 million in his Bukalapak account.
2. Cashback Fee Mode in Online Stores

Check on Instagram, hashtag #peneptionolshop scattered. The amount is more than 26 thousand posts. Most of the uploads of victims of fraud are money that has been transferred, but receipts for goods shipments have not been received by consumers.

One case of online shopping fraud involves cashback. The consumer is asked to transfer money again with the goods alibi subject to cashback fees. As a guarantee of goods delivery because the weight exceeds. The promise of this money will be returned by the courier when delivering goods.

If the cashback fee is not transferred, the receipt cannot go out. Goods that have been paid for will not even reach the hands. It turned out that once the seller’s request was complied with, still receipts and items never reached his hands. The seller’s online store account is no longer active.

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